Get to Know Us

The Direct Mortgage Loans Team is here to help you with all of your Mortgage needs.

DML Group

DML Loan Officers

Steve Cocoros
Steve CocorosBranch Manager
NMLS# 1781802

561.303.0906 (o/f)
410.440.9795 (c)

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Brian Kelly
Brian KellyMortgage Banker
NMLS# 1781813

561-332-4732 (o/f)
954-815-0921 (c)

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The DML Team

Jeff Dobrzykowski
Jeff DobrzykowskiSr. Mortgage Banker
NMLS #155799

410.891.3977 (o/f)
443.722.1680 (c)

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Billy Apostolou
Billy ApostolouBusiness Development Manager
561.270.6478 (o/f)
443.286.4233 (c)
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Jamie Russell
Jamie RussellProcessor
410.891.3983 (o/f)
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Caryn Schuit
Caryn SchuitLoan Coordinator
443.798.7784 (o/f)

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Nicole Higgins
Nicole HigginsDatabase Manager
410.891.3996 (o/f)

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Anna Tommasello
Anna TommaselloMarketing Coordinator
410.891.3976 (o/f)
443.876.6066 (c)
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DML Mission, Vision and Values.

Our Mission

Our Vision

Our Values

Why DML?

Direct Mortgage Loans is a licensed, direct lender committed to outstanding mortgage solutions and building lifelong relationships. The knowledge and experience of our professional loan officers, processors, and underwriters is the foundation of our company. We have earned a reputation for integrity, customer service excellence, award-winning staff and efficient processes. When you work with Direct Mortgage Loans, you’ll receive prompt, personal service that enhances the home buying experience. We realize that there are many lenders to choose from.

Let us show you the DML Difference.

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